GoTo Financial .
Everyone dreams of financial security. GoTo Financial provides the financial tools designed to grow both individuals and businesses of all stages in beginning their financial planning journey with ease.
GoTo Financial is a platform founded on the principle of ‘Gotong Royong,’ an Indonesian concept that means 'people helping each other,’ knowing that we go further together. With giants Gojek and Tokopedia as part of our ecosystem, GoTo Financial is the gateway to Indonesia's digital economy.
4 out of 5 GoTo Financial MSME partners said they were motivated to expand their business after using GoTo Financial services.
Source: Survey from Lembaga Demografi, Faculty of Economics and Business Universitas Indonesia, 2021.
GoTo Financial’s merchant-partner network increased by 3x in 2020 compared to pre-pandemic growth. Total transactions also increased by 6x.
Source: GoTo Financial Retail Services internal data, compared to before pandemic, 2020.
In 2021, GoPay’s transaction value for investment products increased by nearly 7 fold.
Source: GoTo Financial internal data, 2021.
Discover our values .
We enable growth for merchant-partners and consumers through our products and services built on transparency, innovation, inclusion, and empowerment.
We believe in the power of great ideas. We provide all our users with a comprehensive ecosystem that they can fully rely on to meet their business needs and scale their operations.
We serve everyone—from Gen Z to seniors, from mom-and-pop store owners to multinational corporations, and from brand new businesses to long-established trades. Regardless of your socioeconomic standing, we want to help. Our passion lies particularly in reaching people in the most remote areas, bringing financial inclusion to those who need it most.
We believe that trust is built through consistency and clarity. We neither make promises that we can’t keep, nor operate in deliberate obscurity. Maintaining a secure, reliable, and honest platform for our users to utilize is a responsibility we don’t take lightly.
We are innovators who develop life-improving financial services and business solutions for all consumers, merchant-partners, and businesses to utilize. We are constantly enhancing and expanding our robust payments experience, value-driven and customizable financial offerings, and best-in-class merchant-partner solutions.